Apple Valley Bank & Trust


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Message From the President

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A little over 7 years ago, members of the Southington and Cheshire business communities sat together and expressed their displeasure with their current banking choices. Bank mergers were prevalent all across the Northeast, and their communities had not been spared. Bankers they had been doing business with for years were no longer behind their desks, only to be replaced with newly transferred employees who did not understand their needs or businesses. Friendly, personalized service was soon replaced by more efficient and "quicker" telephone call centers. Standardized products with updated fee structures and costs replaced their unique and personalized accounts. The business leaders left that meeting, vowing to make a change for the better. The seed for Apple Valley Bank & Trust Company was planted.

In March 2001, this small seed became a seedling, and Apple Valley Bank & Trust Company was born. Over the past years, our Bank has faced many challenges and is finally blossoming. In October 2006, we opened a new branch in Wallingford. In 2007, our goal of a "cornerstone" office in Southington, as well as online, internet banking became a reality.

I invite you to experience local, hometown banking from Apple Valley Bank & Trust Company. Call any member of our team, and I think you'll agree that our service is exceptional. Our products provide value, and our local loan decision-making provides a quick response when you need it the most. Our goal is to help you meet your financial goals.

Banking is a relationship built on trust, and we truly value the opportunity to earn yours.

Call or e-mail me anytime. I want to hear from you as to how Apple Valley Bank & Trust can make your banking experience the best.

Maureen A. Frank
President and Chief Executive Officer
mfrank@applevalleybank.com

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© 2007 Apple Valley Bank & Trust
286 Maple Avenue, Cheshire, CT 06410
Phone: 203-271-1268 Fax: 203-271-1540