Apple Valley Bank & Trust


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FDIC


Deposit Rates

Rates posted are as of 05/14/2007 and are subject to change without notice. Please call 203-271-1268 or 203-265-1223 for the most current rates.

Deposit Rates | Loan Rates

Last updated 05/14/2007
Type of Account Interest
Rate
Annual
Percentage
Yield
Passbook and Statement Savings 0.50% 0.50%
No minimum balance to open.
You must maintain a minimum balance of $1.00 in the account each day to obtain the disclosed APY.
Bonus Checking (Consumer Accounts Only) 1.98% 2.00%
No minimum balance to open.
You must maintain a minimum balance of $1.00 in the account each day to obtain the disclosed APY.
NOW Checking (Consumers Only)
(Minimums to obtain APY)    
$0.00 - $9,999.99 0.25% 0.25%
$10,000.00 - $49,999.99 0.50% 0.50%
$50,000.00 - $99,999.99 0.75% 0.75%
$100,000.00 and over 0.95% 0.95%
No minimum balance to open.
A service charge of $5.00 will be imposed each month (statement cycle) if the average monthly balance is less than $1,000.00.
Premium Money Market (Consumer and Business)
(Minimums to obtain APY)    
$5,000.00 - $24,999.99 1.49% 1.50%
$25,000.00 - $49,999.99 2.47% 2.50%
$50,000.00 - $99,999.99 2.96% 3.00%
$100,000.00 and over 3.45% 3.51%
$5,000 minimum balance to open.
A service charge of $10.00 will be imposed each month (statement cycle) if the average monthly balance is less than $5,000.00.
Money Market (Businesses Only)
(Minimums to obtain APY)    
$0 - $9,999.99 0.25% 0.25%
$10,000.00 - $49,999.99 0.50% 0.50%
$50,000.00 - $99,999.99 1.00% 1.00%
$100,000.00 and over 1.15% 1.16%
No minimum balance to open.
A service charge of $5.00 will be imposed each month (statement cycle) if the average daily balance is less than $2,500.00.
Certificates of Deposit*
3 Month CD 2.01% 2.03%
6 Month CD 2.40% 2.43%
9 Month CD 3.69% 3.75%
12 Month CD (1 year) 5.03% 5.15%
15 Month CD 3.78% 3.85%
18 Month CD 3.93% 4.00%
2 Year CD 3.80% 3.87%
3 Year CD 3.84% 3.91%
4 Year CD 3.95% 4.02%
5 Year CD 4.25% 4.33%
IRA*
IRA 3 Month CD 2.01% 2.03%
IRA 6 Month CD 2.40% 2.43%
IRA 9 Month CD 3.69% 3.75%
IRA 12 Month CD (1 year) 5.03% 5.15%
IRA 15 Month CD 3.78% 3.85%
IRA 18 Month CD 3.93% 4.00%
IRA 2 Year CD 3.80% 3.87%
IRA 3 Year CD 3.84% 3.91%
IRA 4 Year CD 3.95% 4.02%
IRA 5 Year CD 4.25% 4.33%

Contact a Customer Service Representative for additional information on terms and conditions at (203) 271-1268 or (203) 265-1223.

Also, please see our Deposit Account Agreement for additional information about terms and conditions at any of our branch locations.

Rates are subject to change without notice. Fees may reduce earnings.

* All Certificates of Deposit listed above:
1. A penalty may be imposed for early withdrawal. Fees may reduce earnings.
2. Minimum deposit to open CD / IRA is $500. You must maintain a minimum balance of $500 in your account each day to obtain the disclosed Annual Percentage Yield (APY).


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© 2007 Apple Valley Bank & Trust
286 Maple Avenue, Cheshire, CT 06410
Phone: 203-271-1268 Fax: 203-271-1540